Know the real cost
A private room in Bangkok runs 3,000-15,000 THB a night before treatment. We show you the numbers hospital by hospital, so nothing is a surprise.
Licensed insurance advisor in Thailand
Healthcare in Thailand, explained for expats
Understand how Thai hospitals actually work, what treatment really costs, and which international health insurance fits your visa, your budget and your family.
- 8
- JCI-accredited hospitals profiled
- 3
- Languages supported
- 24-48h
- Written recommendation turnaround
Video coming soon
- JCI AccreditedInternationally reviewed hospitals
- Licensed AgentThai OIC registered brokers
- Data SecureEncrypted, never sold
Built for people who did not grow up in the Thai system
Most expats only learn how Thai healthcare works when something goes wrong. This guide is written so you make the decision before that day, not during it.
Match cover to your visa
A retirement visa, an Elite visa and a Non-B work visa each carry different insurance requirements and different risks. Cover should follow your situation.
Cashless where it matters
International plans settle directly with JCI hospitals. We explain which insurers hold direct billing agreements with the hospitals you would actually use.
Why people work with us
- Licensed insurance agent registered in Thailand
- Advice in English, Chinese and Thai
- Your data is encrypted and never sold
- No obligation - the calculator and the report are free
How it works
Three steps, no cold calls, and nothing to pay. Most people finish the questionnaire in under five minutes.
1
Answer the questionnaire
Age, visa type, length of stay, health background and the cover you care about. Every question exists because it changes the recommendation.
2
Get a written comparison
We match your profile against the major international insurers writing business in Thailand and send the shortlist with real premiums in 24-48 hours.
3
Talk it through, or don't
Book a free consultation in English, Chinese or Thai if you want the detail explained. If the report answers everything, that is a perfectly good outcome.
Frequently asked questions
What clients say
I had been putting off insurance for two years. The comparison made the trade-off between IPD-only and full cover obvious in ten minutes.
My Mandarin is much better than my English and the whole process was handled in Chinese. The hospital list alone was worth it.
Retired here in 2019 and finally have a plan that a Bangkok hospital will bill directly. No more paying up front and claiming later.
Get a personalised estimate
Answer a few questions about your age, visa and coverage preferences. You can then book a free consultation call or ask for a written recommendation by email.
Start the cost calculatorIndependent guidance on hospitals and international health insurance for foreigners living in Thailand.